Segregated storage
Your specific metals are stored separately and individually identified as yours. The exact items purchased for your account are the items held for your account. They are not pooled with anyone else's holdings.
Your metals are stored at an independent, insured, IRS-approved depository, titled to your IRA in your name, and never held by Ardent Gold.
Client metals are held at IDS (International Depository Services), a precious metals depository approved by the IRS for holding metals on behalf of retirement accounts. Depending on the client, metals are held at an IDS facility in Delaware or Texas. Both are secure, IRS-approved facilities purpose built for precious metals custody.
Depositories hold metals in one of two ways. The difference is whether your specific metals are kept separate from those of other account holders. Ardent Gold clients receive segregated storage.
Your specific metals are stored separately and individually identified as yours. The exact items purchased for your account are the items held for your account. They are not pooled with anyone else's holdings.
In a commingled arrangement, metals are stored together with identical metals belonging to other account holders, and an account is credited with the same type, quantity, and weight rather than specific items. Ardent Gold clients are not stored this way.
Segregated storage means the specific metals bought for you remain yours, individually identified, for as long as they are held.
The metals held at the depository are covered under an all-risk insurance policy underwritten through Lloyd's of London, one of the most recognized names in specialty insurance. Coverage protects the metals held in the depository's vaults, giving you confidence that your holdings are protected at all times while in storage.
Holdings at the depository are verified through independent auditing, and your account is documented at every stage. You receive documentation confirming the contents of your account, so your holdings are always recorded and verifiable. If you ever want confirmation of what is held for you, it is on record.
The metals are titled to your IRA in your name and held for your account at the depository. Custody rests with the independent depository, not with Ardent Gold. Ardent Gold never holds title to, or takes possession of, client metals at any point.
For further questions about storage, custody, and documentation, see our frequently asked questions.
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