Disclosures

1.No Investment, Tax, or Legal Advice

Ardent Gold provides information and coordination services related to precious metals and self-directed retirement accounts. It does not provide investment, financial, tax, retirement, or legal advice, and is not a registered investment adviser, broker-dealer, law firm, or accounting firm. Nothing provided by Ardent Gold should be relied upon as a recommendation or as advice regarding any particular course of action. You are solely responsible for your own decisions and should consult your own qualified, licensed professionals before acting.

2.Precious Metals Risk Disclosure

Investing in precious metals involves risk. You should consider the following before deciding whether precious metals are appropriate for you:

• The value of precious metals fluctuates and can decline, sometimes significantly.
• Precious metals markets can be volatile and are affected by factors outside the control of Ardent Gold or any other party.
• Past performance does not guarantee future results.
• Precious metals do not generate income such as dividends or interest.
• Precious metals should generally be considered a long-term holding rather than a short-term trade.
• Precious metals may not be suitable for every investor or every portfolio.

Ardent Gold makes no guarantee of any return, value, performance, or outcome.

3.No Guarantee of Performance

Any examples, figures, or general information presented by Ardent Gold are illustrative only and are not promises or guarantees. Ardent Gold does not and cannot guarantee any specific financial result, appreciation, or protection of value. Actual results depend on many factors, including market conditions, that are beyond anyone's control.

4.Self-Directed IRA and IRS Considerations

Precious metals held in a self-directed IRA must meet IRS eligibility and purity requirements and must be held by an approved depository rather than personally, in order to maintain the account's tax-advantaged status. Taking personal possession of metals held in an IRA may be treated as a distribution and may have tax consequences. Eligibility, contribution, distribution, and tax rules are complex and depend on your individual circumstances. You should consult your own tax advisor regarding your specific situation.

5.Role of Third Parties

Ardent Gold's services involve independent third parties, including self-directed IRA custodians and the depository, IDS (International Depository Services). These parties are independent of Ardent Gold, are responsible for their own services, and maintain their own agreements, terms, and policies. Ardent Gold does not control these parties and is not responsible for their performance. Custody of client metals rests with the independent depository, and Ardent Gold does not take possession of client funds or client metals at any point.

6.Fees and Costs

A precious metals IRA involves fees from multiple parties. These typically include account setup and administration fees charged by the custodian and storage fees charged by the depository, and the price of the metals includes a dealer margin. Exact fees depend on the custodian, the depository, the account size, and the metals selected, and are disclosed to the client before a transaction. You should review all applicable fees before proceeding.

7.Affiliate and Related-Party Disclosure

Ardent Gold believes in full transparency about its business relationships. Please review the following:

• Ardent Gold is affiliated, through common ownership, with Care Club, a platform used by financial professionals. Both are associated with the same founder, Aaron Jensen.
• Clients are often introduced to Ardent Gold through an advisor who uses Care Club. This is a related-party referral relationship.
• Ardent Gold and affiliated parties, including the referring advisor, may receive compensation in connection with a client's transaction.
• The existence of this affiliation and the potential compensation does not change the fees a client pays.
• Clients are under no obligation to proceed and may seek precious metals services from unaffiliated providers.

We encourage clients to understand this relationship. If you have any questions about it, please ask before proceeding.

8.Forward-Looking and General Statements

Any general statements about markets, the economy, or precious metals reflect general views and information only. They are not predictions or forecasts, and they should not be relied upon as such. Markets are uncertain, and no one can reliably predict future conditions or results.

9.Accuracy of Information

Ardent Gold strives for accuracy but does not warrant that all information presented is complete or current. Information, including any figures or ranges, is provided for general purposes and may change without notice.

10.Contact

Questions about these disclosures may be directed to team@ardentgold.co. Please reference the entity name Ardent Gold LLC.